When you want affordable financing from finance specialists who serve as your allies, talk to us in the finance center at La Quinta Cadillac in La Quinta, CA. We have years of collective experience in helping our valued customers from Palm Desert, CA get the financing they need for a luxurious new or pre-owned Cadillac, whether it's a loan or a lease.
Welcome to our finance center in La Quinta, CA
We Make it Easy!
We offer financing for both new and used cars
When you need financing for a new Cadillac like the Corsair or the Escalade, we can help you get the best available interest rate on a car loan. With a loan, Cathedral City, CA buyers can gradually grow their ownership stake with every monthly payment. Another option is leasing a new Cadillac and we can show you how that works. In addition, we have financing for used vehicles from Cadillac and other trusted brands.
Getting a lease vs. getting a loan
When you get a car loan on a new or used Cadillac, you're making a very wise decision. After all, a car loan allows a Palm Springs, CA buyer to increase the amount of cash value in that Cadillac over the course of time. Eventually, you can pay off the loan and eliminate monthly car payments. When you get a lease, it's just like renting. You make monthly payments over the course of the lease contract and then return that Cadillac to us. The monthly payments will be lower but you aren't building any cash value. With a lease, you'll need to pay for any excess wear and tear or excess mileage when you return that vehicle to our dealership.
The value of trading in your car
One of the most valuable assets you have when you want to buy another vehicle is the car you're driving now. Chances are that car, truck or SUV is worth a lot in terms of trade-in value. Just fill out and submit our Kelley Blue Book® trade-in form to get an instant estimate of what your current vehicle is worth. If you like what you see, bring that offer along with your title and loan payoff information and we'll confirm the offer in person. That trade-in value can be applied to the vehicle you want from our current inventory and it can reduce your net cost by thousands of dollars.
Frequently Asked Questions
That depends on your financial situation. The best approach for most people is to buy a car with a loan. Every time you make a monthly loan payment, you're building up cash value in that vehicle and you can use that money to buy your next car. If you're temporarily limited in terms of cash, you might have to consider a lease. With a lease, you'll have a lower down payment than you would with a loan and the monthly payments will be lower as well. So if you need to maximize your monthly cash flow, a lease might be the way to go.
The length of a car loan generally ranges from three to seven years, and the average car loan is about five years. The longer the length of your loan term, the lower your monthly payments will be. But if you can manage it financially, the best approach is to keep the length of your car loan as short as possible so you can pay off the loan and eliminate monthly payments.
Yes, we work with people who have all kinds of credit situations. If you've had financial struggles in the past, you might need to get a bad credit car loan and we can help you do that. Keep in mind that the interest rate will be higher but if you make all your monthly payments on time, you can help rebuild your credit and qualify for a more affordable car loan in the future.
Yes, it's possible to finance a Cadillac without a down payment, but it will probably come with a higher interest rate. Lenders may be more willing to offer zero down payments if you have good to excellent credit. We can tell you more about your financing options when you visit our finance center at La Quinta Cadillac in La Quinta CA.
Ready to begin?
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Welcome to Our Financing Department
Welcome to La Quinta Cadillac's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.
All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. La Quinta Cadillac has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!
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La Quinta Cadillac
79225 CA-111
La Quinta, CA 92253
- Sales: (760) 848-7065
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